Pricing

Transparent pricing that scales with usage

Choose a starting package and move into custom rates as your markets, currencies and volumes expand.

Starterfor launch teams

Growthfor scaling operators

Enterprisecustom commercial terms

No hiddenimplementation surprises

Plans

Start simple, then customize

Exact pricing depends on product scope, markets, currencies, risk review and transaction volume.

For early teams validating payment flows. Includes sandbox access and guided onboarding.

For companies with recurring transaction volume and multi-product needs.

Custom commercial terms, reporting workflows and integration support for larger programs.

Product rates

Select a product area to review representative fee categories.

Item	Indicative rate	Notes
Setup	Free sandbox	Production subject to onboarding review
Processing	From 1.8% + fixed fee	Varies by market, method and volume
Refunds	Pass-through / case based	Depends on payment method
Chargebacks	Network fee applies	Evidence workflow supported

Item	Indicative rate	Notes
Account opening	Free after KYB approval	Supported currencies vary by entity
Monthly fee	Free for Growth+	Starter accounts may carry monthly fees
Local collection	Free / low cost	Depends on local rail
FX conversion	Market spread applies	Quoted at execution

Item	Indicative rate	Notes
Virtual card creation	Free for first batch	API batch creation may be metered
Physical card issue	Free / program based	Shipping and replacement may apply
Domestic card spend	Free where supported	Subject to program rules
Cross-border spend	FX / network fee applies	Based on currency and geography

FAQ

Yes. Share your markets, monthly volume, currencies and product needs. We will provide a tailored proposal.

No. Availability depends on market, licensing, partner coverage, risk review and onboarding outcome.

Sandbox review and access are free for qualified companies evaluating a real integration.

Talk to TenacePay about markets, products and the right launch path for your company.